About the Department

The FinTech Supervision function is responsible for the authorisation and supervision of entities operating under the Markets in Crypto-Assets Regulation (MiCA) and the Financial Institutions Act. The function also acts as the Authority’s centre of expertise on digital finance and FinTech-related supervisory and policy matters. The function also works closely with internal stakeholders, national competent authorities, and European institutions to ensure consistent, effective, and forward-looking supervision in a rapidly evolving digital finance environment.

About the Role

The Senior Technical Advisor of FinTech Supervision is a senior specialist role responsible for providing technical and regulatory policy advice on emerging financial technologies and digital innovation within the financial services sector. The role supports the Authority’s policy approach to FinTech-enabled activities, ensuring that innovation develops within a sound regulatory framework that safeguards financial stability, market integrity, and consumer protection. The position reports to the Chief Officer Supervision and requires deep technical expertise, strong regulatory and policy insight, and the ability to engage effectively with senior stakeholders.

Key Responsibilities:

Provide expert technical and policy advice on FinTech developments, digital finance trends, and emerging technologies impacting regulated entities.
Support the development, interpretation, and implementation of regulatory frameworks, policy positions, and supervisory approaches relating to technology-driven financial services.
Analyse EU legislative initiatives and international standards and assess their implications for the Authority and the domestic financial sector.
Contribute to the drafting of consultation responses, policy papers, technical standards input, and legislative feedback to national and EU authorities.
Contribute to the development of internal guidance, methodologies, and tools to strengthen the Authority’s supervisory capability in relation to FinTech and digital finance.
Provide technical and policy input into authorisation, supervisory, and enforcement matters involving innovative or technology-intensive business models.
Contribute to internal capacity building through guidance, briefings, and training on FinTech regulatory developments.
Support the formulation of the Authority’s strategic positions in EU and international fora on digital finance and innovation.
Coordinate cross-function workstreams on FinTech-related policy issues to ensure consistency across supervisory functions.
Engage with government entities, EU institutions, ESAs, and international bodies on regulatory developments affecting digital finance.
Participate in or represent the Authority at working groups, committees, supervisory colleges, and expert networks at EU and international level.
Support stakeholder engagement with industry, innovators, and technology providers to enhance regulatory understanding and policy effectiveness.
Prepare high-quality reports, briefings, and recommendations for senior management, governance bodies, and external stakeholders.
Undertake any other duties as assigned by the Chief Officer Supervision and/or as may be required by the MFSA from time to time based on the exigencies of the Authority.

About you

The role calls for an academic qualification in a relevant field of study at National Qualification Framework Level 6 or better, duly certified by the Malta Qualifications Recognition Information Centre (MQRIC) or a widely recognised professional qualification at a comparable level in Financial Services, Law, Accountancy, Banking and Finance, Economics, or in a relevant field. Professional certifications in the field are advantageous.

You will also possess a minimum of seven (7) years prior experience in a senior level, preferably within the financial services sector or related fields.

If you do not have the necessary academic qualifications but you have at least fourteen (14) years of relevant senior experience, we would still be interested in speaking with you.

Experience:

Proven experience in regulatory policy development, legislative analysis, or supervisory frameworks relating to digital finance or financial services.
Strong knowledge of EU legislative processes and key regulatory frameworks impacting digital finance.
A strong understanding of emerging technologies and their application in financial services, including associated prudential, conduct, operational, and cyber risks.
Experience operating in complex stakeholder environments and advising senior decision-makers.

Skills and Competencies:

Strong policy formulation and problem-solving skills, with the ability to translate technical developments into clear regulatory and supervisory approaches
Strong analytical capability and sound judgment in assessing complex, high-impact issues
Outstanding written communication skills, including the ability to produce high-quality policy papers and recommendations for senior decision-makers
Excellent verbal communication and presentation skills, with the ability to articulate complex matters clearly to diverse audiences
Strong stakeholder management and influencing skills, including the ability to engage credibly with senior leaders, government officials, EU institutions, and international counterparts
Excellent organisational skills with the ability to manage multiple priorities and deliver under tight timelines
Adaptability and resilience in a rapidly evolving technological and regulatory landscape
Capacity to work independently while contributing effectively within a team environment
High level of professionalism, integrity, and discretion

Other Important Information

The MFSA is an Equal Opportunities Employer as certified by the NCPE (National Commission for the Protection of Equality) and is committed to a policy of equal opportunity in all aspects of employment and will take care to avoid any form of discrimination in its recruitment procedures. The MFSA reserves the right to withdraw this call at any time and not to select any of the Candidates.

It is the responsibility of applicants in possession of qualifications awarded by Universities and other similar institutions outside Malta to produce a recognition statement on comparability of qualifications issued by the Malta Qualifications Recognition Information Centre (MQRIC). Applicants should do so preferably at application stage or otherwise at the preliminary interview should an applicant be selected for such interview. Details can be obtained by accessing the National Commission for Further and Higher Education website on www.ncfhe.gov.mt under MQRIC heading.

The MFSA shall ensure that any processing of personal data is in accordance with Regulation (EU) 2016/679 (General Data Protection Regulation), the Data Protection Act (Chapter 586 of the Laws of Malta) and any other relevant European Union and national law. For further details, you may refer to the Data Protection Policy on the MFSA webpage www.mfsa.mt. Candidates are to note that the submission of any false statement/s or omission, even if unintended, may lead to the cancellation of their application and may render the candidate's appointment liable to termination.

Furthermore, please note that candidates may be asked to submit any documentation in support of the information provided, including but not limited to, proof of qualifications and Police Conduct Certificates.

Public Call Permit: 147/2026

Senior Fintech Advisor

Job Description