Banking is not just about finance - it is a dynamic industry offering career paths for individuals of diverse backgrounds and experiences. Whether your interests lie in finance, technology, compliance, risk management, marketing, legal, ESG, HR or customer support, there are opportunities for you.

At APS Bank, we are committed to offering a banking experience that is personal and simple for our customers, while providing our employees with the support and resources they need to succeed.

Our mission is inspired by a commitment to social, economic, and environmental progress, providing all our stakeholders with an opportunity to grow. This is what APS is all about. This is what we’ve always been about.

🔝 We aspire to elevate every effort towards achieving excellence.

🤗 We value authenticity, forming genuine connections and creating meaningful impact.

💚 We are passionate in everything we do. We own it, love it, lead it!

🙌 We unite in diversity to foster inclusion.

✅ We are committed to being contemporary. We strive and thrive.

Job summary

The Manager Quality & Assurance Testing is responsible for the design, execution, oversight and continuous enhancement of the Financial Crime Quality Assurance and Testing Framework, ensuring that the Bank’s AML/CFT, sanctions and fraud-related controls are effective, proportionate and compliant with the PMLFTR, FIAU Implementing Procedures and supervisory expectations.

The role provides independent second-line assurance over the adequacy and effectiveness of financial crime controls, including customer due diligence, ongoing monitoring, transaction monitoring, suspicious transaction reporting, sanctions screening and fraud mitigation mechanisms. The role also ensures timely escalation of material deficiencies and supports continuous control improvement.

Main Responsibilities

Support the Head of FCC in maintaining and enhancing the Financial Crime Quality Assurance Testing Framework in line with the requirements under the PMLFTR and regulatory expectations.
Design, maintain and continuously enhance the Financial Crime compliance monitoring plan, covering financial crime risks and by taking into account existing controls and processes across all products and services offered by APS Group. The scope is to assess the effectiveness of such controls and identify potential gaps and weaknesses.
Prepare clear and well-structured assurance reports, communicate findings and remediation actions to relevant business owners and function heads, and escalate material or recurring issues to Senior Management and the Compliance Committee.
Drive and advocate assurance-led recommendations, engaging and influencing business owners and senior stakeholders to secure timely and effective remediation of identified issues.
Monitor and validate the progress and resolution of recommendations arising from ongoing testing.
Support the enhancements to policies, procedures, systems and controls to strengthen the financial crime risk management.
Assist the Head of FCC by designing and maintaining management information for the Board of Directors and Management.
Adapt execution of monitoring plan depending on the regulatory agenda, changes to business and compliance needs.
Act as the Risk Champion for all FCC risks identified through testing activities and ongoing monitoring, with accountability for the ownership, maintenance, and periodic review of the FCC risk register to ensure risks are accurately captured, assessed, and tracked to remediation.

Requirements

A thorough understanding of Financial Crime risks and controls (Including KYC, Sanctions and Transaction Monitoring).
Lateral, creative thinker with good problem solving.
The ability and sound confidence to make business critical decisions with a clear understand of when to escalate issues decision-making and problem solving.
The ability and sound confidence to make business critical decisions with a clear understand of when to escalate issues.
Significant experience in Financial Crime Compliance.
As a minimal a recognised AML/CFT Certification at MQF5 Level or higher.

Benefits at APS Bank

Join our team and enjoy a competitive remuneration package and a range of employee benefits, including:

🎯 Performance bonus

📈 Preferential interest rates on home and personal loans

💶 Private pension plan

🏥 Health insurance

🧠 Ongoing professional training

👩 🏫 Opportunities for career growth

🏃 Sports and fitness activities' subsidy

🏋️ Free gym facilities at APS Centre

😀 A dynamic and friendly work environment

Closing date

31 August 2026

Diversity, equity, and inclusion are central to our mission of fostering an inclusive work environment where differences are celebrated, enabling individuals to achieve and contribute to their highest potential. At APS Bank, our commitment to diversity, equity and inclusion is deeply embedded in our culture, guiding our interactions with customers, employees, students, suppliers, and communities.

Manager FCC – Assurance & Control Testing

Job Description