FIMBank’s success story is attributed to the dedication and commitment of our team. Every employee is a champion of the FIMBank brand and its underlying promise of quality, dynamism, commitment, and innovation. All our employees are given the opportunity to develop as professionals and to advance in their careers through our learning and development programmes.

About the Job

The Banking Officer Operations (Real Estate and Corporate Finance) plays a key role in ensuring smooth banking operations, handling account management, transaction processing, and client servicing. With a keen eye for detail and strong communication skills, one will liaise with clients and stakeholders to optimise financial processes. This position is ideal for individuals looking to build expertise in banking operations while contributing to a dynamic financial environment.

Duties and Responsibilities

Prepare Facility Letters and supporting security documentation in line with approved terms and internal standards
Process loan disbursements, including verification of invoices and supporting documentation
Monitor loan repayments and flag any deviations from agreed terms or schedules
Ensure all documentation is complete, accurate, and properly recorded prior to execution
Maintain structured physical and electronic filing systems to ensure accurate record-keeping and retrieval
Ensure that all client and facility documentation is stored in accordance with internal policies and regulatory requirements
Support audit and review processes by providing required documentation in a timely manner
Support the monitoring and servicing of the Corporate Finance portfolio through data updates and administrative tracking
Provide accurate inputs and supporting analysis for periodic portfolio reviews
Assist in maintaining up-to-date records of facility conditions and compliance status
Liaise with notaries, legal advisors, and internal stakeholders to support the completion of pre-deed and post-deed processes
Track document completion and follow up on outstanding requirements to ensure timely execution
Perform credit and compliance-related due diligence checks in line with established procedures
Monitor adherence to facility conditions and escalate any discrepancies or issues identified
Prepare routine and ad hoc reports relating to credit facilities, transactions, and portfolio activity
Ensure accuracy and completeness of data provided for internal reporting and regulatory submissions
Support client servicing activities by responding to queries and requests in a timely and professional manner
Liaise with internal stakeholders to ensure efficient processing of transactions and resolution of issues
Identify and escalate operational, compliance, or documentation issues as they arise
Perform additional duties as reasonably assigned within the scope of the role
Stay adjourned and adhere to the latest AML/CFT policies and procedures.

Qualifications and skills:

Diploma/Certificate in Banking & Finance or equivalent;
Minimum 2 years experience in a similar role;
Commercial Invoicing/Lending, Accounting/Finance experience preferred;
Able to communicate effectively in both Maltese in English;
Good knowledge of MS applications particularly excel;
Analytical, quantitative, and qualitative with excellent problem-solving skills;
Attentive to detail;
A team player;
Excellent communication skills and organisational skills;
Ability to multi-task, manage time effectively and to manage pressure.

What we offer

Welcoming and professional environment;
Work with a proactive, forward looking Team;
Professional growth;
Internal/External Learning and Development opportunities.
Attractive salary;
Health, Life and Personal Accident insurance cover; and
Pension plan.

Equal Opportunity Statement

FIMBank is committed to diversity and inclusivity.

More roles are available on FIMBank - Trade Finance Solutions

Banking Officer Operations (Real Estate and Corporate Finance)

Job Description