Senior Credit Risk Analyst

Company Introduction

Our client is a bank.

Job Responsibilities and Duties

• Assess credit risk relating to new and existing corporate lending facilities, ensuring alignment with established risk parameters;
• Review credit applications and prepare recommendations for consideration by the Credit Committee;
• Evaluate lending requests against the Company's defined risk appetite and credit requirements;
• Analyse financial information to determine the creditworthiness and risk profile of corporate borrowers;
• Coordinate with appointed architects and follow up on property valuations and related information;
• Maintain regular communication with the Corporate Team, providing timely feedback on credit-related matters;
• Support Senior Management and external stakeholders with credit risk information and ad-hoc requests;
• Contribute to the review and ongoing development of risk management policies;
• Assist with updates to credit procedures and supporting documentation;
• Monitor the Company's large exposure risks and remain informed of relevant developments;
• Maintain awareness of internal standards, requirements, and wider business objectives;
• Support the continued development and expansion of the credit risk function, including the coordination of resources where required.

Experience

• Minimum 3 years of experience within credit risk, preferably within corporate lending;
• Diploma or Degree level qualification, preferably in Finance, Risk, or a related field;
• Strong ability to assess, analyse, and interpret financial information;
• Good knowledge of Maltese lending standards, including collateral requirements;
• Proficiency in Microsoft Word and Excel;
• Excellent written and verbal communication skills in English.

Personal Skills

• Strong analytical and decision-making skills;
• Proactive approach with the ability to work independently and take initiative;
• High level of integrity and professional ethics;
• Strong communication and interpersonal skills;
• Highly motivated with a positive and solution-oriented approach;
• Good organisational and problem-solving skills;
• Ability to work effectively as part of a team.
• *Please note that all job applicants will be automatically added to the Broadwing LTD candidate database and will receive an automatic email with user credentials to benefit from our online platform.