Job Description

Company Introduction Our client is a bank.

Job Responsibilities and Duties

Assess credit risk relating to new and existing corporate lending facilities, ensuring alignment with established risk parameters;
Review credit applications and prepare recommendations for consideration by the Credit Committee;
Evaluate lending requests against the Company's defined risk appetite and credit requirements;
Analyse financial information to determine the creditworthiness and risk profile of corporate borrowers;
Coordinate with appointed architects and follow up on property valuations and related information;
Maintain regular communication with the Corporate Team, providing timely feedback on credit-related matters;
Support Senior Management and external stakeholders with credit risk information and ad-hoc requests;
Contribute to the review and ongoing development of risk management policies;
Assist with updates to credit procedures and supporting documentation;
Monitor the Company's large exposure risks and remain informed of relevant developments;
Maintain awareness of internal standards, requirements, and wider business objectives;
Support the continued development and expansion of the credit risk function, including the coordination of resources where required.

Experience

Minimum 3 years of experience within credit risk, preferably within corporate lending;
Diploma or Degree level qualification, preferably in Finance, Risk, or a related field;
Strong ability to assess, analyse, and interpret financial information;
Good knowledge of Maltese lending standards, including collateral requirements;
Proficiency in Microsoft Word and Excel;
Excellent written and verbal communication skills in English.

Personal Skills