FULL TIME
L-IMRIEHEL, MALTA
FULL DAY
15 September 2026
Ref: 452990

This is a senior, hands-on role responsible for managing complex onboarding cases while also overseeing onboarding operations,

Key Responsibilities: -Support the MLRO in maintaining and enhancing our AML/CFT framework; -Ensure compliance with applicable Maltese AML/CFT regulations, FIAU Implementing Procedures, EU AML Directives, and internal policies; -Review and assess higher-risk customers, industries, products, and jurisdictions; -Support transaction monitoring, sanctions screening, PEP reviews, and adverse media processes; -Investigate and escalate suspicious activity, financial crime concerns, and potential regulatory issues; -Assist with periodic risk assessments and the implementation of risk-based controls; -Contribute to AML/CFT training initiatives and promote a strong compliance culture across the business; -Oversee onboarding for merchants and corporate clients across our group; -Review and approve customer onboarding files, ensuring they meet internal and regulatory requirements; -Act as the escalation point for complex KYC, KYB, CDD, and EDD cases; -Assess ownership structures, Ultimate Beneficial Owners (UBOs), source of funds, and source of wealth requirements; -Evaluate sanctions, PEP, and adverse media screening results to support informed, risk-based decisions; -Ensure onboarding decisions are clearly documented, justified, and audit-ready; -Drive continuous improvement across onboarding processes, controls, and governance standards; -Support the MLRO in maintaining AML/CFT policies, procedures, and operational controls; -Assist with internal audits, external audits, regulatory inspections, and compliance reviews; -Ensure compliance with record-keeping, documentation, and data retention requirements; -Support the preparation of management information, compliance reporting, and risk metrics; -Contribute to regulatory projects, licensing initiatives, and compliance enhancement programmes where required; -Provide guidance and support to onboarding and compliance team members; -Conduct quality assurance reviews and promote consistency across onboarding decisions; -Support training and development of new team members; -Work closely with Commercial, Operations, Risk, Product, Legal, and Finance teams to facilitate efficient onboarding while maintaining appropriate controls; -Build strong relationships across the business and act as a trusted advisor on onboarding and financial crime matters; -Act as deputy to the MLRO and provide coverage during periods of absence.

Profiles

Competencies

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Make recommendations about risk prevention and help in prevention by supporting implementation, control visits...

Past Experience

Occupation

Experience(months)

ANTI FRAUD AGENT

Driving Licences

No Driving Licenses required for this vacancy

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Salary: €60,000-65,000 per year

Deputy Money Laundering Reporting Officer (dmlro) & Onboarding Manager

Job Description