Reviews Analyst

Banking is not just about finance - it is a dynamic industry offering career paths for individuals of diverse backgrounds and experiences. Whether your interests lie in finance, technology, compliance, risk management, marketing, legal, ESG, HR or customer support, there are opportunities for you.

At APS Bank, we are committed to offering a banking experience that is personal and simple for our customers, while providing our employees with the support and resources they need to succeed.

Our mission is inspired by a commitment to social, economic, and environmental progress, providing all our stakeholders with an opportunity to grow. This is what APS is all about. This is what we’ve always been about.

🔝 We aspire to elevate every effort towards achieving excellence.

🤗 We value authenticity, forming genuine connections and creating meaningful impact.

💚 We are passionate in everything we do. We own it, love it, lead it!

🙌 We unite in diversity to foster inclusion.

✅ We are committed to being contemporary. We strive and thrive.

Job summary

The Reviews Analyst will be responsible to carry out Periodic Reviews of Customers using the risk based approach as established in the Bank’s Policies and Procedures, Customer Acceptance Policy and Customer Due Diligence Principles. To analyse documentation collected, collate all information arising from investigations and record all findings on the Bank’s Evaluation Form and provide recommendations to the Manager for retention or termination of business relationship.

Main Responsibilities

• Conduct customer due diligence and ongoing monitoring, including Periodic and Trigger Reviews.
• Assess customer risk through analysis of Source of Funds, Source of Wealth and transaction activity.
• Review KYC documentation and ensure customer information and supporting records are complete, accurate and up to date.
• Review corporate structures and identify direct and indirect Ultimate Beneficial Owners (UBOs).
• Support FATCA, CRS and other applicable regulatory reviews.
• Liaise with customers and Relationship Managers to obtain information and resolve due diligence matters.
• Identify and escalate unusual or suspicious activity in line with the Bank’s AML/CFT procedures and regulatory requirements.

Requirements

• Strong analytical, problem-solving and communication skills, with excellent attention to detail.
• Highly organised and accountable, with the ability to manage priorities and work effectively to tight deadlines.
• A collaborative team player who is equally comfortable working independently.
• Good IT proficiency, particularly in Microsoft Office applications and online research.
• At least one year’s experience in Compliance, with a good understanding of the local and EU regulatory framework.
• A Bachelor’s Degree, MCAST Diploma or recognised AML/CFT certification at MQF Level 5 or higher.
• Experience contributing to projects involving both business and technical elements would be considered an asset.
• Fluency in Maltese and English is desirable.

Benefits at APS Bank

Join our team and enjoy a competitive remuneration package and a range of employee benefits, including:

🎯 Performance bonus

📈 Preferential interest rates on home and personal loans

💶 Private pension plan

🏥 Health insurance

🧠 Ongoing professional training

👩 🏫 Opportunities for career growth

🏃 Sports and fitness activities' subsidy

🏋️ Free gym facilities at APS Centre

😀 A dynamic and friendly work environment

Closing date

25 November 2026

Diversity, equity, and inclusion are central to our mission of fostering an inclusive work environment where differences are celebrated, enabling individuals to achieve and contribute to their highest potential. At APS Bank, our commitment to diversity, equity and inclusion is deeply embedded in our culture, guiding our interactions with customers, employees, students, suppliers, and communities.