Job Description

Our client is a fast-growing international business operating within the digital services sector. The company manages a high volume of online transactions across multiple jurisdictions and payment providers and is seeking a detail-oriented finance professional to support payment operations, cash management, and financial reporting activities.

This position offers an excellent opportunity for candidates looking to develop into broader finance business partnering and treasury-focused roles while gaining exposure to complex payment ecosystems and multi-currency operations.

Location: Hybrid - Malta

Responsibilities

Reporting to the Accounting Lead, the Financial Accountant – PSP Analyst will serve as the primary point of expertise for payment service provider (PSP) operations, reconciliations, and cash management activities.

The successful candidate will take ownership of the end-to-end PSP lifecycle, monitor and manage daily cash positions, support treasury operations, and contribute to general accounting processes. This role requires strong analytical skills, attention to detail, and the ability to operate effectively within a fast-paced environment.

PSP Operations & Analysis

Manage and navigate payment provider portals to retrieve statements, settlement reports, and transaction-level data.

Monitor PSP balances daily and identify accounts requiring top-ups or withdrawal.

Perform end-to-end reconciliation of PSP transactions and resolve discrepancies in a timely manner

Verify PSP fees against agreed commercial terms and investigate variances

Monitor settlement performance and follow up on delayed settlements

Reconcile monthly service charges related to payment processing activities

Manage PSP-related correspondence and operational queries

Maintain organised records of statements, reports, and supporting documentation

Prepare regular KPI reports covering transaction volumes, settlement performance, fee analysis, balance positions, and operational exceptions

Support onboarding activities for new payment providers, including commercial and operational readiness reviews

Cash Management & Treasury Support

Monitor daily cash and e-money balances across multiple accounts and providers

Initiate and track outgoing payments in accordance with internal approval procedures

Maintain accurate records of incoming and outgoing cash movements

Prepare regular cash position reports, highlighting exceptions and liquidity risks

Assist with short-term cash flow forecasting and liquidity planning

Maintain access and operational knowledge of banking and payment platforms

Support foreign exchange monitoring and multi-currency cash management activities

Accounting & Financial Support

Process payment-related transactions and associated fees within the accounting system

Prepare journals and perform general bookkeeping activities

Support weekly payment runs and supplier payment processes

Produce regular PSP balance and reconciliation reports

Assist with audit requests and statutory reporting requirements

Support VAT and indirect tax compliance activities

Assist with month-end and year-end accounting processes

Prepare ad hoc reports and analysis as required

Requirements

Essential

Practical experience working directly with payment service providers within finance, payments operations, treasury, or accounting functions

Experience monitoring and managing cash positions across multiple accounts and currencies

Strong reconciliation experience involving high transaction volumes

Ability to analyse payment data and prepare meaningful operational reports and KPIs

Experience managing operational email inboxes and stakeholder communications

Bachelor's degree in Accounting, Finance, Business, or a related discipline (or equivalent practical experience)

Minimum 2 years of experience within finance operations, payments, treasury, reconciliation, or accounting environments

Advanced proficiency in Microsoft Excel and/or Google Sheets

Strong written and verbal communication skills in English

Excellent attention to detail and organisational skills

Highly Desirable

Experience working with reconciliation platforms and payment operations tools

Familiarity with cloud-based accounting software

Exposure to multi-entity and multi-currency environments

ACCA, ACA, CIMA, or equivalent professional qualification (part-qualified or qualified)

Experience automating financial processes using macros, scripts, workflow tools, or similar technologies

Previous experience supporting treasury or cash management functions

Personal Attributes

Analytical and detail-oriented approach

Strong ownership mentality and accountability

Ability to manage multiple priorities in a fast-paced environment

Proactive problem-solving skills

Strong interpersonal and stakeholder management abilities

Continuous improvement mindset with a focus on process optimisation

What’s in it for you?

Our client offers an exciting, challenging role in a collaborative, dynamic environment. The right person will find many career growth opportunities in their company, whether you want to advance your technical skills or aspire to leadership in the future.

Benefits

Hybrid working arrangement.

Access to our Mental Well-Being Program.

Regular social gatherings on our terrace, plus team and company events

Private Health Insurance, Dental Insurance, and wellness vouchers

We redefine recruitment by focusing on a rich back to basics approach that focuses on genuine relationship building both with our clients and our candidates, offering a truly bespoke service that revolves around that perfect match. With global reach and equipped with profound industry insights and an extensive network, we have now earned the trust of globally recognized iGaming and fintech companies. Standing firmly as the go-to partner for these industry leaders, collaborating on numerous local and global HR projects, we take pride in our role as true lifetime partners for both our clients and candidates.