About the Department

The FinTech Supervision function is responsible for the authorisation and supervision of entities operating under the Markets in Crypto-Assets Regulation (MiCA) and the Financial Institutions Act. The function also acts as the Authority’s centre of expertise on digital finance and FinTech-related supervisory and policy matters. The function also works closely with internal stakeholders, national competent authorities, and European institutions to ensure consistent, effective, and forward-looking supervision in a rapidly evolving digital finance environment.

About the Role

This application is for a candidate to join the Authorisations Team. The Authorisations Team is responsible for managing and assessing applications falling within the remit of the FinTech Function, including applications relating to Financial Institutions, Crypto-Asset Service Providers, and other technology-driven financial services activities. The Team reviews business models, ownership structures, governance arrangements, operational set-ups, systems and controls, and applicable regulatory requirements to support robust, consistent, and risk-based authorisation decisions. The Team liaises closely with applicants, advisors, internal MFSA functions, and other relevant stakeholders to ensure that applications are assessed effectively and in line with applicable local and European regulatory frameworks.

As an Assistant Manager, you will be expected to:

Possess a comprehensive understanding of the Maltese Financial Institutions Act, the Markets in Crypto-Assets Regulation, the Market Abuse Regulation, and other relevant local and European regulatory frameworks applicable to the FinTech sector.
Manage and oversee authorisation workstreams concerning Financial Institutions, Crypto-Asset Service Providers, emerging financial technologies, Distributed Ledger Technology, and related areas within the Function’s remit.
Review, challenge, and approve, where appropriate, reports, briefing notes, technical papers, policy documents, recommendations, regulatory positions, and other submissions prepared for senior management, internal committees, and external stakeholders.
Lead the development, implementation, review, and continuous enhancement of the Function’s policies, procedures, methodologies, supervisory approaches, operational frameworks, and internal processes, ensuring alignment with the MFSA’s strategic objectives.
Provide leadership, technical direction, and guidance to team members on authorisation, supervisory, regulatory, policy, and strategic matters, while supporting the professional development and effective performance of Analysts and Senior Analysts.
Coordinate and manage the Function’s contribution to MFSA cross-functional projects, strategic initiatives, working groups, and regulatory developments, ensuring timely delivery, consistency of approach, and appropriate escalation of key matters.
-Represent the Function in internal and external engagements, including meetings with regulated entities, industry participants, national authorities, European institutions, international bodies, and other stakeholders, as assigned by the line manager or the Head of Function.
Lead or oversee the preparation of the Function’s positions and contributions to consultations, legislative proposals, policy initiatives, technical discussions, and European or international regulatory workstreams, ensuring that the Authority’s views are effectively articulated.
Monitor, assess, and advise on key market, technological, regulatory, and supervisory developments impacting the FinTech sector, providing strategic recommendations to support informed decision-making, risk identification, and the achievement of the Function’s objectives.
Undertake any other duties, responsibilities, or projects as may be assigned by the line manager or the Head of Function.

About you

We are looking for candidates with solid academic background which may be considered as relevant to this post. The role calls for an academic qualification in a relevant field of study at National Qualification Framework Level 6 or better, duly certified by the Malta Qualifications Recognition Information Centre (MQRIC) or a widely recognised professional qualification at a comparable level.

You will also possess a minimum of six (6) years working in the area of financial services.

If you do not have the necessary academic or professional qualifications but you have at least eleven (11) years of relevant experience within a relevant field, we would still be interested in speaking with you.

The ideal candidate should demonstrate the following skills/experience:

Have an interest in financial services;
Self-driven and ability to multi-task and meet deadlines;
Ability to prioritise and deliver quality work under pressure;
Attention to detail and strive for quality and accuracy of reports raised;
Excellent verbal and communication skills;
Ability to build collaborative working relationships, including internally within the Authority as well as with external stakeholders; and
Sound analytical skills.

Other Important Information

The MFSA is an Equal Opportunities Employer as certified by the NCPE (National Commission for the Protection of Equality) and is committed to a policy of equal opportunity in all aspects of employment and will take care to avoid any form of discrimination in its recruitment procedures. The MFSA reserves the right to withdraw this call at any time and not to select any of the Candidates. It is the responsibility of applicants in possession of qualifications awarded by Universities and other similar institutions outside Malta to produce a recognition statement on comparability of qualifications issued by the Malta Qualifications Recognition Information Centre (MQRIC). Applicants should do so preferably at application stage or otherwise at the preliminary interview should an applicant be selected for such interview. Details can be obtained by accessing the National Commission for Further and Higher Education website on www.ncfhe.gov.mt under MQRIC heading. The MFSA shall ensure that any processing of personal data is in accordance with Regulation (EU) 2016/679 (General Data Protection Regulation), the Data Protection Act (Chapter 586 of the Laws of Malta) and any other relevant European Union and national law. For further details, you may refer to the Data Protection Policy on the MFSA webpage www.mfsa.mt. Candidates are to note that the submission of any false statement/s or omission, even if unintended, may lead to the cancellation of their application and may render the candidate's appointment liable to termination.

Furthermore, please note that candidates may be asked to submit any documentation in support of the information provided, including but not limited to, proof of qualifications and Police Conduct Certificates.

Public Call Permit: 630/2026

Assistant Manager (FinTech Supervision-Authorisation)

Job Description