Financial Crime Investigator – AML/CFT & Fully Remote in Malta

Financial Crime Investigator – AML/CFT & Fully Remote in Malta

• Exciting opportunity within a fast-growing international fintech
• Gain international exposure across AML, sanctions and financial crime
• Excellent career development and progression opportunities

This Financial Crime Investigator opportunity is with a fintech company transforming the digital payments landscape through innovative payment infrastructure, instant settlement and fraud protection solutions. Having expanded rapidly across the US, Canada and Europe over the past two and a half years, the business is now entering an exciting phase of international growth, which will give you the opportunity to join at a pivotal stage and contribute to the development of the financial crimes prevention programme. Operating at the intersection of payments, fintech and crypto, this will also allow you to build expertise in a dynamic sector that continues to evolve.

You'll join an expanding compliance function, working closely with the MLRO and collaborating with international teams, giving you valuable exposure to different areas of financial crime compliance. With responsibility spanning three regulatory jurisdictions, you'll gain valuable international exposure and develop a broader understanding of financial crime compliance across different markets. As the programme continues to take shape, you'll also have the opportunity to help establish investigation frameworks, improve procedures and build scalable processes, allowing you to take ownership, make a meaningful contribution and grow your responsibilities as the team and business expand.

The role offers a varied, hands-on mix of AML/CFT, sanctions and fraud investigations, alongside suspicious activity reporting and support for regulatory and banking partner requests, providing you with the opportunity to gain experience across different areas of financial crime. You'll also be involved in reviewing transaction monitoring performance and improving existing controls to address emerging financial crime risks, providing you with a broader exposure that will help you strengthen your investigative skills, develop your knowledge of cross-border financial crime typologies and gain experience beyond traditional alert handling, while playing an active part in protecting a growing international payments platform.

You Will:

• Investigate AML/CFT, transaction monitoring and sanctions alerts.
• Conduct initial investigations into fraud referrals and suspicious activity.
• Prepare investigation findings and escalations to support STR/SAR reporting.
• Assist with Requests for Information (RFIs) from banks, regulators and law enforcement.
• Maintain accurate investigation records and support compliance requirements across multiple jurisdictions.

Skills / Experience:

• 2+ years of experience in AML, financial crime or fraud within banking, fintech, payments or financial services.
• Hands-on experience with transaction monitoring and alert investigations.
• Knowledge of AML/CFT requirements and sanctions frameworks.
• Strong organisational and analytical skills, with the ability to manage high workloads and meet SLAs.
• A proactive approach, strong attention to detail and the ability to act independently within a remote environment.

Salary / Remuneration: €42,000 – €48,000 (Depending on Experience) + remote, equity, comprehensive benefits and professional development support.

For more information, contact Carolina Marques confidentially on +356 2034 6760.

I specialise in recruiting for Compliance. If you wish to discuss this or other Compliance opportunities, please feel free to contact me.

About Accelerate – Accelerate Recruitment is a Specialist Finance and Legal Recruitment Consultancy based in Malta.