FM Finance (Malta) Ltd is a Malta authorised payment institution providing regulated payment services to business customers across Europe. The Company is committed to delivering secure, innovative payment solutions while maintaining the highest standards of governance, regulatory compliance and operational resilience.

We are seeking an experienced and commercially minded Chief Executive Officer to lead the Company's strategic growth, regulatory engagement and operational development.

Reporting directly to the Board of Directors, the Chief Executive Officer will have overall responsibility for the leadership, management and performance of FM Finance (Malta) Ltd.

The successful candidate will

Lead the execution of the Company's strategic and commercial objectives.
Ensure the Company operates in full compliance with all applicable legal and regulatory obligations.
Maintain effective relationships with the Malta Financial Services Authority (MFSA), banking partners, payment schemes and other key stakeholders.
Foster a strong culture of governance, risk management, operational resilience and regulatory compliance.
Oversee financial performance, capital planning and operational effectiveness.
Lead and develop the executive management team.
Support sustainable business growth while maintaining sound risk management and customer outcomes.
Report regularly to the Board on strategic, financial, operational and regulatory matters.

Essential requirements

Applicants should be able to demonstrate:

A university degree in Finance, Business, Economics, Law or another relevant discipline, or an equivalent professional qualification.
A minimum of 15 years' senior experience within banking, payments, electronic money, fintech or another regulated financial services environment.
Significant executive leadership experience, including responsibility for strategy, financial performance and organisational management.
Demonstrable experience engaging with financial regulators, Boards of Directors and other senior stakeholders.
Strong knowledge of corporate governance, enterprise risk management, regulatory compliance and operational resilience.
Excellent communication, leadership and stakeholder management skills.
A proven ability to lead organisational change and deliver strategic objectives.
The ability to satisfy the MFSA Fit and Proper requirements applicable to an approved Chief Executive Officer.

Highly desirable

The following experience and qualifications would be advantageous:

Master's degree (MBA, MSc or equivalent postgraduate qualification).
Chartered or professionally accredited status (or equivalent recognised professional membership).
More than 20 years' experience within banking, payments or financial services.
Previous experience as a Chief Executive Officer, Executive Director, Chief Risk Officer, Chief Operating Officer or other C-suite executive.
Experience establishing, leading or scaling a regulated Payment Institution or Electronic Money Institution.
Experience managing regulatory authorisation, mobilisation or post-authorisation programmes.
International financial services experience across multiple jurisdictions.
Experience working within Board and Committee governance structures.

What we offer

This is an opportunity to lead a growing regulated payment institution during an exciting stage of its development, working alongside an experienced Board and executive team to deliver long-term strategic growth within the European payments sector.

To apply applicants must submit the following

A current Curriculum Vitae; and
A covering letter outlining their suitability for the position.

Applications received after the closing date will not be considered.

Chief Executive Officer

Job Description